FATF 40 Recommendations — International AML/CFT Standards

FATF 40 Recommendations — International AML/CFT Standards — 100% of in-scope requirements covered.

5 requirements · 5 in scope (5 enforced). The 100% is weighted over the in-scope base.

FATF 40 Recommendations: requirement → the KYE™ artefact that enforces it

Demo data

You learn: Which requirements KYE™ enforces at runtime and with which artefact. You can: Walk the requirements.

  1. r1-risk-based-approach · enforced

    Risk-based approach (R.1): an AI AML action proceeds under a named-authority decision proportionate to…

    Rule packs: kye:rule-pack:aml-financial-crimes · Constitution: 12 purpose permission

  2. r10-customer-due-diligence · enforced

    Customer due diligence & beneficial ownership (R.10): CDD/KYC result recorded before an AI KYC/CDD action…

    Rule packs: kye:rule-pack:aml-financial-crimes · Constitution: 12 purpose permission

  3. r11-record-keeping · enforced

    Record-keeping (R.11): a replay-provable provenance pin preserves the AI AML decision lineage

    Rule packs: kye:rule-pack:aml-financial-crimes · Constitution: 13 resilience loop

  4. r16-travel-rule · enforced

    Travel Rule (R.16): originator/beneficiary data and counterparty VASP due diligence on wire / virtual-asset…

    Rule packs: kye:rule-pack:travel-rule-fatf-r16, kye:rule-pack:aml-financial-crimes · Sector packs: kye:sector-pack:travel-rule-fatf-r16 · Constitution: 54 sector pack foundry

  5. r20-suspicious-transaction-reporting · enforced

    Suspicious transaction reporting (R.20): SAR/STR filing is the killer consequential action requiring…

    Rule packs: kye:rule-pack:aml-financial-crimes · Constitution: 36 governedui

How this widget is built
Demonstrates
KYE™ Compliance Mapping Rail™
Components
  • Framework requirement (clause)
  • Coverage status
  • KYE™ enforcement artefact (event, decision-record field, Evidence Pack™ entry)
Flow
Clause → status → the KYE™ artefact that enforces it, enforced requirements first. Architecture diagram
Used on

Source: The Financial Action Task Force (FATF) 40 Recommendations are the global authority anchor for anti-money-laundering and counter-terrorist-financing (AML/CFT). They require a risk-based approach (R.1), customer due diligence and beneficial-ownership identification (R.10), record-keeping (R.11), the FATF Travel Rule for wire transfers and virtual-asset transfers (R.16), and suspicious-transaction reporting to the financial intelligence unit (R.20). KYE Protocol™(TM) governs WHETHER an AI agent's AML action may proceed at the action boundary - alert triage, sanctions screening, SAR/STR drafting, KYC/CDD - under a named compliance officer's authority, with due diligence recorded before the action and replay-provable provenance, and section-36 two-person sign-off on consequential filings (SAR/STR). KYE™ does not run transaction-monitoring models, does not decide whether a transaction is truly money-laundering, and does not replace the institution's AML program. · License: The FATF Recommendations are published by the Financial Action Task Force; KYE™ registry cites their recommendation numbers for mapping purposes.

By category

CategoryReqsEnforcedDesignedAdvisoryDeferredCoverage
Risk-based approach11000100%
Customer due diligence & beneficial ownership11000100%
Record-keeping11000100%
Travel Rule (wire / virtual-asset transfers)11000100%
Suspicious transaction reporting11000100%

Every requirement → the KYE™ artefact that enforces it

IDTitleStatusKYE™ enforcement
fatf-40-recommendations.r1-risk-based-approachRisk-based approach (R.1): an AI AML action proceeds under a named-authority decision proportionate to assessed ML/TF riskenforcedrule_packs: kye:rule-pack:aml-financial-crimes
dictionaries: internal
constitution_refs: constitution/12-PURPOSE-PERMISSION.md
fatf-40-recommendations.r10-customer-due-diligenceCustomer due diligence & beneficial ownership (R.10): CDD/KYC result recorded before an AI KYC/CDD action proceedsenforcedrule_packs: kye:rule-pack:aml-financial-crimes
dictionaries: internal
constitution_refs: constitution/12-PURPOSE-PERMISSION.md
fatf-40-recommendations.r11-record-keepingRecord-keeping (R.11): a replay-provable provenance pin preserves the AI AML decision lineageenforcedrule_packs: kye:rule-pack:aml-financial-crimes
dictionaries: internal
constitution_refs: constitution/13-RESILIENCE-LOOP.md
fatf-40-recommendations.r16-travel-ruleTravel Rule (R.16): originator/beneficiary data and counterparty VASP due diligence on wire / virtual-asset transfersenforcedrule_packs: kye:rule-pack:travel-rule-fatf-r16, kye:rule-pack:aml-financial-crimes
sector_packs: kye:sector-pack:travel-rule-fatf-r16
dictionaries: internal
constitution_refs: constitution/54-SECTOR-PACK-FOUNDRY.md
fatf-40-recommendations.r20-suspicious-transaction-reportingSuspicious transaction reporting (R.20): SAR/STR filing is the killer consequential action requiring section-36 two-person sign-offenforcedrule_packs: kye:rule-pack:aml-financial-crimes
constitution_refs: constitution/36-GOVERNEDUI.md

Canonical KYE™ surfaces referenced on this page: KYE Protocol™.