MiCA — Markets in Crypto-Assets Regulation

MiCA — Markets in Crypto-Assets Regulation — 95% of in-scope requirements covered.

12 requirements · 10 in scope (9 enforced · 1 designed) · 2 out-of-scope (outside KYE™’s authority layer). The 95% is weighted over the in-scope base.

MiCA: requirement → the KYE™ artefact that enforces it

Demo data

You learn: Which requirements KYE™ enforces at runtime and with which artefact. You can: Walk the requirements.

  1. travel-rule · enforced

    Crypto-asset transfers carry originator and beneficiary information (Travel Rule — Reg (EU) 2023/1113…

    Audit events: kye.evidence.decision_map.v1, kye.purpose.admissibility.v1 · Rule packs: kye:rule-pack:travel-rule-fatf-r16 · Constitution: 12 purpose permission

  2. suspicious-activity · enforced

    CASPs screen crypto-asset activity for money-laundering / terrorist-financing risk and route flagged activity…

    Audit events: kye.purpose.admissibility.v1, kye.evidence.decision_map.v1 · Rule packs: kye:rule-pack:aml-financial-crimes · Constitution: 12 purpose permission

  3. A66 · enforced

    Article 66 — CASPs act honestly, fairly and professionally in the best interests of their clients

    Audit events: kye.purpose.admissibility.v1, kye.evidence.decision_map.v1 · Rule packs: kye:rule-pack:financial-services · Constitution: 12 purpose permission

  4. A72 · enforced

    Article 72 — CASPs identify, prevent, manage and disclose conflicts of interest

    Audit events: kye.purpose.admissibility.v1, kye.evidence.decision_map.v1 · Rule packs: kye:rule-pack:financial-services · Constitution: 12 purpose permission

  5. A68 · enforced

    Article 68 — CASPs have sound administrative arrangements, business-continuity policy and ICT systems and…

    Audit events: kye.audit.event.v1, kye.evidence.pack.v1 · Constitution: 13 resilience loop, 30 audit worm retention

  6. 1 · enforced

    Article 75(1) — Crypto-asset service providers providing custody and administration of crypto-assets on…

    Audit events: kye.evidence.decision_map.v1, kye.evidence.pack.v1 · Rule packs: kye:rule-pack:mica-custody · Constitution: 29 profiles lite

How this widget is built
Demonstrates
KYE™ Compliance Mapping Rail™
Components
  • Framework requirement (clause)
  • Coverage status
  • KYE™ enforcement artefact (event, decision-record field, Evidence Pack™ entry)
Flow
Clause → status → the KYE™ artefact that enforces it, enforced requirements first. Architecture diagram
Used on

Source: Regulation (EU) 2023/1114 of the European Parliament and of the Council of 31 May 2023 on markets in crypto-assets (MiCA). Titles III–IV (asset-referenced and e-money tokens) applied from 30 June 2024; Title V (crypto-asset service providers) applied from 30 December 2024.

By category

CategoryReqsEnforcedDesignedAdvisoryDeferredCoverage
AML / Travel Rule overlap for crypto-asset transfers (TFR 2023/1113 + MiCA conduct)22000100%
CASP conduct, conflicts of interest & complaints handling (Title V, Articles 66–71)4310088%
Custody & administration of crypto-assets for clients (Title V, Articles 70, 75, 76)44000100%
Token issuance: white paper, authorisation & reserve of assets (Titles III–IV, Articles 16, 36, 54)200000%

Every requirement → the KYE™ artefact that enforces it

IDTitleStatusKYE™ enforcement
mica.tfr.travel-ruleCrypto-asset transfers carry originator and beneficiary information (Travel Rule — Reg (EU) 2023/1113, applied alongside MiCA conduct obligations)enforcedaudit_events: kye.evidence.decision_map.v1, kye.purpose.admissibility.v1
engines: internal
rule_packs: kye:rule-pack:travel-rule-fatf-r16
dictionaries: internal
constitution_refs: constitution/12-PURPOSE-PERMISSION.md
mica.aml.suspicious-activityCASPs screen crypto-asset activity for money-laundering / terrorist-financing risk and route flagged activity to oversight (AML overlay)enforcedaudit_events: kye.purpose.admissibility.v1, kye.evidence.decision_map.v1
engines: internal, internal
rule_packs: kye:rule-pack:aml-financial-crimes
constitution_refs: constitution/12-PURPOSE-PERMISSION.md
mica.A66Article 66 — CASPs act honestly, fairly and professionally in the best interests of their clientsenforcedaudit_events: kye.purpose.admissibility.v1, kye.evidence.decision_map.v1
engines: internal, internal
rule_packs: kye:rule-pack:financial-services
constitution_refs: constitution/12-PURPOSE-PERMISSION.md
mica.A71Article 71 — CASPs establish and maintain effective and transparent procedures for the prompt, fair and consistent handling of client complaintsdesignedaudit_events: kye.evidence.decision_map.v1, kye.comms.dispatched.v1
engines: internal
constitution_refs: constitution/38-COMMS-RAIL.md
mica.A72Article 72 — CASPs identify, prevent, manage and disclose conflicts of interestenforcedaudit_events: kye.purpose.admissibility.v1, kye.evidence.decision_map.v1
engines: internal, internal
rule_packs: kye:rule-pack:financial-services
constitution_refs: constitution/12-PURPOSE-PERMISSION.md
mica.A68Article 68 — CASPs have sound administrative arrangements, business-continuity policy and ICT systems and security access protocols (operational resilience)enforcedaudit_events: kye.audit.event.v1, kye.evidence.pack.v1
engines: internal, internal
constitution_refs: constitution/13-RESILIENCE-LOOP.md, constitution/30-AUDIT-WORM-RETENTION.md
mica.A75.1Article 75(1) — Crypto-asset service providers providing custody and administration of crypto-assets on behalf of clients hold clients' crypto-assets segregated from their ownenforcedaudit_events: kye.evidence.decision_map.v1, kye.evidence.pack.v1
engines: internal
rule_packs: kye:rule-pack:mica-custody
dictionaries: internal
constitution_refs: constitution/29-PROFILES-LITE.md
mica.A75.7Article 75(7) — CASPs maintain a register of positions and ensure secure key management for clients' crypto-assetsenforcedaudit_events: kye.evidence.decision_map.v1
engines: internal, internal
rule_packs: kye:rule-pack:mica-custody
dictionaries: internal
constitution_refs: constitution/29-PROFILES-LITE.md
mica.A75.8Article 75(8) — Clients' withdrawal and transfer instructions are executed only on a validated authorityenforcedaudit_events: kye.evidence.decision_map.v1, kye.purpose.admissibility.v1
engines: internal, internal
rule_packs: kye:rule-pack:mica-custody
constitution_refs: constitution/12-PURPOSE-PERMISSION.md
mica.A75.9Article 75(9) — Every custody action is recorded so the CASP can demonstrate, on request, the safekeeping and administration it performedenforcedaudit_events: kye.evidence.pack.v1, kye.audit.event.v1
engines: internal, internal
rule_packs: kye:rule-pack:mica-custody
constitution_refs: constitution/30-AUDIT-WORM-RETENTION.md, constitution/13-RESILIENCE-LOOP.md
mica.A16.A36.reserveArticles 36 & 54 — Issuers of asset-referenced tokens / e-money tokens constitute and maintain a reserve of assets with 1:1 backing and a direct redemption-at-par claim for holdersout-of-scopeconstitution_refs: constitution/26-COMMERCIAL.md
mica.A6.A16.whitepaperArticles 6 & 16 — Crypto-asset white paper drawn up, notified to the competent authority, and the offeror/issuer authorised before offering to the publicout-of-scopeconstitution_refs: constitution/26-COMMERCIAL.md

Canonical KYE™ surfaces referenced on this page: KYE Protocol™.